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Bilingual Residential Loan Officer

East Lansing, Michigan
Job Type
8 Sep 2022

At First National Bank of America, we're unusual in the way that we do business, meaning that no one else in the industry does what we do. FNBA is a niche lender, and we seek markets where there are fewer competitors with higher rewards. FNBA provides a full suite of services and products, specializing as a nationwide leader in the non-QM mortgage segment. We underwrite and service all of the loans we originate in house which allows us to focus on our clients individually, customize our guidelines on a case-by-case basis and build lasting relationships with our clients.

As a FNBA Loan Officer, you will have all the benefits of a traditional Loan Officer without the stress of generating your own leads. As a national lender, First National Bank of America will provide you with the opportunity to originate loans in all 50 states using our niche, ITIN Loan products. You will use your industry knowledge and customer service skills to guide your borrower through our loan process while developing long term relationships with your referral partners. You are in control, with the full support of our in-house operations and marketing team.

We will provide you with the training, tools and resources you need to succeed as a FNBA Loan Officer. You will have access to a simple suite of mortgage products tailored toward the fastest growing segment in Mortgage Lending - non-QM loans. We have a unique perspective on underwriting that will allow us to say "Yes" when other banks say "No". Set yourself apart from the competition with our unique ITIN loan product as well as Non-QM products. We are looking for a bilingual loan officer who is hard working, humble, hungry and smart! If you are looking for a work environment that fosters those traits, we would like to hear from YOU!

Location: On-site at our East Lansing, Michigan office

Convert internal generated leads from inbound phone calls and emails
Build and maintain long-term relationships and referral partners in all 50 states
Guide your borrower through our exceptional loan process and gain referrals
Be the liaison between our operations team, your borrower and their Realtor throughout the entire process
Manage your pipeline to ensure on-time closings
Maintain monthly quotas
Stay accountable to your team and supervisor
Bilingual, be able to speak, read and write in both Spanish and English
Strong customer service and relationship building skills
Confident communication skills via phone and email
Solid work ethic and ability to take accountability for your actions
Positive attitude and a passion for selling
Basic knowledge of the mortgage industry, real estate, or banking a plus but not required

How this role is different:

Position is not 100% commission
All leads are generated from FNBA's internal marketing team
88% of our business is purchase money mortgages
First National Bank of America is a top 5 non-QM lender in the US

Employee benefits

Medical - Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
Dental - Premiums as low as $0.00
Vision - Low premium Plan
Paid Time Off (PTO)
401k with employer match
Adjustable desks that can be raised or lowered to sit or stand

First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

First National Bank of America is an Equal Opportunity Employer.
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  • Job Reference: 706836384-2
  • Date Posted: 8 September 2022
  • Recruiter: First National Bank Of America
  • Location: East Lansing, Michigan
  • Salary: On Application
  • Sector: Banking & Financial Services
  • Job Type: Permanent